Terms of Service

Please read these Terms of Service ("Terms") carefully before using the website located at reigncapitals.com (the "Site"), operated by Frantisek Odlozil trading as ReignCapitals ("we", "us", "our"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

1. Nature of the Service

ReignCapitals is an educational website that provides freely accessible information, articles, and training frameworks about passive income strategies and asset creation. All content is provided strictly for informational and educational purposes.

Nothing on this website constitutes financial, investment, legal, or tax advice. We are not a regulated financial institution, investment firm, or financial adviser. Any decisions you make based on information found on this Site are made entirely at your own risk.

2. No Paid Services

ReignCapitals does not offer any paid services, subscriptions, memberships, or products. All educational content is provided free of charge. We do not charge for access to any training programs or materials. If you are ever asked to pay for content claimed to be from ReignCapitals, this is not authorised by us.

3. Eligibility

By using this Site, you represent that you are at least 18 years of age and have the legal capacity to agree to these Terms. If you are accessing the Site on behalf of an organisation, you represent that you have authority to bind that organisation.

4. Intellectual Property

All content on this Site — including text, graphics, logos, icons, images, and layout — is the property of ReignCapitals or its content suppliers and is protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable licence to access and view the content for your personal, non-commercial educational use only. You may not:

• Reproduce, copy, distribute, or publish any content without our express written consent.
• Use any content for commercial purposes.
• Remove or alter any copyright, trademark, or proprietary notices.
• Create derivative works based on Site content without permission.

5. Acceptable Use

You agree to use this Site only for lawful purposes and in a manner that does not infringe the rights of others. You agree not to:

• Use the Site in any way that violates applicable local, national, or international law or regulation.
• Send unsolicited commercial communications through our contact form.
• Attempt to gain unauthorised access to any part of the Site or its infrastructure.
• Transmit any material that is defamatory, offensive, or otherwise objectionable.
• Interfere with the proper operation of the Site.

6. No Financial Advice Disclaimer

The information provided on this Site is for general educational purposes only. It does not take into account your personal financial situation, objectives, or risk tolerance. The content should not be construed as:

• A recommendation to buy, sell, or hold any financial instrument.
• An offer or solicitation of any investment product or service.
• Tax advice or legal advice of any kind.
• A guarantee of any particular outcome or return.

Past performance of any strategy or financial instrument is not indicative of future results. Always seek the advice of a qualified financial adviser, accountant, or lawyer before making financial decisions.

7. Accuracy of Information

We make reasonable efforts to ensure that information on this Site is accurate and up to date. However, we make no warranties or representations, express or implied, as to the completeness, accuracy, reliability, or suitability of the information for any purpose. Financial markets and regulations change frequently; information may become outdated.

8. Third-Party Links

This Site may contain links to third-party websites for additional information or resources. These links are provided for your convenience only. We have no control over the content of linked sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

9. Limitation of Liability

To the fullest extent permitted by applicable law, ReignCapitals and Frantisek Odlozil shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of:

• Your use of, or inability to use, this Site.
• Any reliance placed on information contained on this Site.
• Any financial or investment decisions made based on Site content.
• Unauthorised access to or alteration of your data.

Nothing in these Terms excludes or limits liability for death or personal injury caused by our negligence, fraud, or any other liability that cannot be excluded under applicable law.

10. Indemnification

You agree to indemnify and hold harmless ReignCapitals, its owner, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or in connection with your violation of these Terms or your use of the Site.

11. Privacy

Your use of this Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Site, you consent to our collection and use of information as described in that policy.

12. Modifications

We reserve the right to modify these Terms at any time. Updated Terms will be posted on this page with a revised "Last updated" date. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

13. Termination

We reserve the right to restrict or terminate access to the Site at any time and for any reason, without notice, particularly in cases of violation of these Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Czech Republic. Any disputes arising from these Terms or your use of the Site shall be subject to the exclusive jurisdiction of the courts of the Czech Republic.

15. Severability

If any provision of these Terms is found to be unlawful, void, or unenforceable, that provision shall be severed from these Terms without affecting the validity and enforceability of the remaining provisions.

16. Entire Agreement

These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and ReignCapitals regarding your use of the Site and supersede all prior agreements.

17. Contact

If you have any questions about these Terms, please contact us:

ReignCapitals
Email: info@reigncapitals.com
Address: Ocelikova 672/1, 143 00 Praha 4 - Haje, Czech Republic